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The above diagram shows the color scheme of the layout in the main result page. The parent entities and officers are those entities, including individual and legal persons, have significant controls over the company in focus. The offspring entities and appointments are those entities that the company in focus can influence on.

Clicking the links on parent entities or officers, and offspring entities or managed companies will put them in focus and show upstream or downstream connections. In general, ascendant entities can be found by moving toward upstream, and descendant entities are by toward downstream. In this way, progenitor entities such as grandparent companies (parents of parent), sibling companies (children of parent), partner companies (parents of child), and progeny entities such as grandchild companies (children of child) can be found easily.

Parent entities and officers
Active 3
  • 1
    Osman, James
    Born in January 1969
    Individual (18 offsprings)
    Officer
    icon of calendar 2002-06-01 ~ now
    OF - Director → CIF 0
    Mr James Osman
    Born in January 1969
    Individual (18 offsprings)
    Person with significant control
    icon of calendar 2016-06-01 ~ now
    PE - Ownership of shares – 75% or moreCIF 0
    PE - Right to appoint or remove directorsCIF 0
    PE - Ownership of voting rights - 75% or moreCIF 0
  • 2
    Keogh, Nicola
    Individual (1 offspring)
    Officer
    icon of calendar 2017-04-03 ~ now
    OF - Secretary → CIF 0
  • 3
    Allen, Lee
    Born in July 1978
    Individual (2 offsprings)
    Officer
    icon of calendar 2017-07-28 ~ now
    OF - Director → CIF 0
Ceased 8
  • 1
    Mendes, Matthew
    Insurance born in July 1969
    Individual (1 offspring)
    Officer
    icon of calendar 2006-09-01 ~ 2007-12-31
    OF - Director → CIF 0
  • 2
    Griffiths, Dan John
    Insurance born in May 1977
    Individual (3 offsprings)
    Officer
    icon of calendar 2013-06-01 ~ 2017-04-03
    OF - Director → CIF 0
  • 3
    Osman, Michelle
    Insurance born in January 1978
    Individual
    Officer
    icon of calendar 2002-06-01 ~ 2015-08-01
    OF - Director → CIF 0
    Osman, Michelle
    Insurance
    Individual
    Officer
    icon of calendar 2002-06-01 ~ 2015-08-01
    OF - Secretary → CIF 0
  • 4
    Davies, Gwilym Arwel
    Individual
    Officer
    icon of calendar 2015-08-01 ~ 2017-04-03
    OF - Secretary → CIF 0
  • 5
    Buckle, Roisin
    Insurance Broker born in April 1985
    Individual (1 offspring)
    Officer
    icon of calendar 2018-01-31 ~ 2019-08-31
    OF - Director → CIF 0
  • 6
    De Saa, Maurice
    Insurance born in December 1966
    Individual (1 offspring)
    Officer
    icon of calendar 2002-06-26 ~ 2016-03-01
    OF - Director → CIF 0
  • 7
    icon of address381 Kingsway, Hove, East Sussex
    Dissolved Corporate (4 parents, 2 offsprings)
    Officer
    2002-05-31 ~ 2002-05-31
    PE - Nominee Director → CIF 0
  • 8
    BFL LIMITED - 2010-01-16
    icon of address381 Kingsway, Hove, East Sussex
    Dissolved Corporate (4 parents, 9 offsprings)
    Officer
    2002-05-31 ~ 2002-06-07
    PE - Nominee Secretary → CIF 0
parent relation
Company in focus

COMMERCIAL RISKS (UK) LIMITED

Standard Industrial Classification
66220 - Activities Of Insurance Agents And Brokers
Brief company account
Property, Plant & Equipment
163,703 GBP2024-05-31
137,228 GBP2023-05-31
Debtors
1,188,988 GBP2024-05-31
900,223 GBP2023-05-31
Cash at bank and in hand
864,947 GBP2024-05-31
771,857 GBP2023-05-31
Current Assets
2,053,935 GBP2024-05-31
1,672,080 GBP2023-05-31
Creditors
Current, Amounts falling due within one year
-1,376,312 GBP2023-05-31
Net Current Assets/Liabilities
392,583 GBP2024-05-31
295,768 GBP2023-05-31
Total Assets Less Current Liabilities
556,286 GBP2024-05-31
432,996 GBP2023-05-31
Creditors
Non-current, Amounts falling due after one year
-85,839 GBP2024-05-31
-101,815 GBP2023-05-31
Net Assets/Liabilities
459,159 GBP2024-05-31
319,893 GBP2023-05-31
Equity
Called up share capital
1,000 GBP2024-05-31
1,000 GBP2023-05-31
Retained earnings (accumulated losses)
458,159 GBP2024-05-31
318,893 GBP2023-05-31
Equity
459,159 GBP2024-05-31
319,893 GBP2023-05-31
Average Number of Employees
72023-06-01 ~ 2024-05-31
72022-06-01 ~ 2023-05-31
Property, Plant & Equipment - Gross Cost
Plant and equipment
2,034 GBP2024-05-31
2,034 GBP2023-05-31
Furniture and fittings
91,503 GBP2024-05-31
78,006 GBP2023-05-31
Motor vehicles
200,142 GBP2024-05-31
142,995 GBP2023-05-31
Property, Plant & Equipment - Gross Cost
293,679 GBP2024-05-31
223,035 GBP2023-05-31
Property, Plant & Equipment - Accumulated Depreciation & Impairment
Plant and equipment
890 GBP2024-05-31
509 GBP2023-05-31
Furniture and fittings
74,126 GBP2024-05-31
64,445 GBP2023-05-31
Motor vehicles
54,960 GBP2024-05-31
20,853 GBP2023-05-31
Property, Plant & Equipment - Accumulated Depreciation & Impairment
129,976 GBP2024-05-31
85,807 GBP2023-05-31
Property, Plant & Equipment - Increase From Depreciation Charge for Year
Plant and equipment
381 GBP2023-06-01 ~ 2024-05-31
Furniture and fittings
9,681 GBP2023-06-01 ~ 2024-05-31
Motor vehicles
34,107 GBP2023-06-01 ~ 2024-05-31
Property, Plant & Equipment - Increase From Depreciation Charge for Year
44,169 GBP2023-06-01 ~ 2024-05-31
Property, Plant & Equipment
Plant and equipment
1,144 GBP2024-05-31
1,525 GBP2023-05-31
Furniture and fittings
17,377 GBP2024-05-31
13,561 GBP2023-05-31
Motor vehicles
145,182 GBP2024-05-31
122,142 GBP2023-05-31
Other Debtors
Amounts falling due within one year
1,188,988 GBP2024-05-31
900,223 GBP2023-05-31
Trade Creditors/Trade Payables
Current
1,328,893 GBP2024-05-31
1,076,750 GBP2023-05-31
Corporation Tax Payable
Current
80,509 GBP2024-05-31
24,152 GBP2023-05-31
Other Taxation & Social Security Payable
Current
4,762 GBP2024-05-31
6,252 GBP2023-05-31
Other Creditors
Current
247,188 GBP2024-05-31
269,158 GBP2023-05-31
Creditors
Current
1,661,352 GBP2024-05-31
1,376,312 GBP2023-05-31
Other Creditors
Non-current
85,839 GBP2024-05-31
101,815 GBP2023-05-31
Future Minimum Lease Payments Under Non-cancellable Operating Leases
0 GBP2024-05-31
0 GBP2023-05-31

  • COMMERCIAL RISKS (UK) LIMITED
    Info
    Registered number 04452474
    icon of address3rd Floor 114a Cromwell Road, London SW7 4AG
    PRIVATE LIMITED COMPANY incorporated on 2002-05-31 (23 years 7 months). The company status is Active.
    The last date of confirmation statement was made at 2025-07-19
    CIF 0
child relation
Offspring entities and appointments
Active 0
  • Not found in our database.

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Contains public sector information retrieved at 12 November 2025 and licensed under the Open Government Licence v3.0.