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The above diagram shows the color scheme of the layout in the main result page. The parent entities and officers are those entities, including individual and legal persons, have significant controls over the company in focus. The offspring entities and appointments are those entities that the company in focus can influence on.

Clicking the links on parent entities or officers, and offspring entities or managed companies will put them in focus and show upstream or downstream connections. In general, ascendant entities can be found by moving toward upstream, and descendant entities are by toward downstream. In this way, progenitor entities such as grandparent companies (parents of parent), sibling companies (children of parent), partner companies (parents of child), and progeny entities such as grandchild companies (children of child) can be found easily.

Parent entities and officers
Active 3
  • 1
    Childress, Michael George
    Born in October 1972
    Individual (16 offsprings)
    Officer
    icon of calendar 2010-11-23 ~ now
    OF - Director → CIF 0
    Mr Michael George Childress
    Born in October 1972
    Individual (16 offsprings)
    Person with significant control
    icon of calendar 2016-04-06 ~ now
    PE - Ownership of voting rights - More than 25% but not more than 50% → CIF 0
  • 2
    Jesani, Jameel Abdulaziz
    Born in March 1976
    Individual (16 offsprings)
    Officer
    icon of calendar 2010-11-23 ~ now
    OF - Director → CIF 0
    Jesani, Jameel Abdulaziz, Mr.
    Individual (16 offsprings)
    Officer
    icon of calendar 2010-11-23 ~ now
    OF - Secretary → CIF 0
  • 3
    Agarwal, Rajiv
    Born in December 1955
    Individual (2 offsprings)
    Officer
    icon of calendar 2025-05-01 ~ now
    OF - Director → CIF 0
Ceased 1
  • Clause, Eric Gamble
    Investment Manager born in December 1964
    Individual (1 offspring)
    Officer
    icon of calendar 2016-08-15 ~ 2019-02-13
    OF - Director → CIF 0
parent relation
Company in focus

STEP ONE FINANCE LIMITED

Standard Industrial Classification
64921 - Credit Granting By Non-deposit Taking Finance Houses And Other Specialist Consumer Credit Grantors
64922 - Activities Of Mortgage Finance Companies
Brief company account
Average Number of Employees
482024-01-01 ~ 2024-12-31
422023-01-01 ~ 2023-12-31
Property, Plant & Equipment
28,858 GBP2024-12-31
262,132 GBP2023-12-31
Fixed Assets - Investments
189,040 GBP2024-12-31
Fixed Assets
217,898 GBP2024-12-31
262,132 GBP2023-12-31
Debtors
Non-current
32,004 GBP2024-12-31
124,984,067 GBP2023-12-31
Current
3,368,371 GBP2024-12-31
1,024,904 GBP2023-12-31
Cash at bank and in hand
8,144,967 GBP2024-12-31
354,799 GBP2023-12-31
Current Assets
11,545,342 GBP2024-12-31
126,363,770 GBP2023-12-31
Net Current Assets/Liabilities
3,061,457 GBP2024-12-31
125,552,932 GBP2023-12-31
Total Assets Less Current Liabilities
3,279,355 GBP2024-12-31
125,815,064 GBP2023-12-31
Equity
Called up share capital
96,938 GBP2024-12-31
96,938 GBP2023-12-31
96,938 GBP2023-01-01
Share premium
5,087,962 GBP2023-12-31
5,087,962 GBP2023-01-01
Capital redemption reserve
1,739,479 GBP2023-12-31
1,739,479 GBP2023-01-01
Retained earnings (accumulated losses)
2,195,413 GBP2024-12-31
5,587,781 GBP2023-12-31
6,641,221 GBP2023-01-01
Equity
2,292,351 GBP2024-12-31
12,512,160 GBP2023-12-31
13,565,600 GBP2023-01-01
Profit/Loss
Retained earnings (accumulated losses)
-322,104 GBP2024-01-01 ~ 2024-12-31
-1,053,440 GBP2023-01-01 ~ 2023-12-31
Profit/Loss
-322,104 GBP2024-01-01 ~ 2024-12-31
-1,053,440 GBP2023-01-01 ~ 2023-12-31
Property, Plant & Equipment - Depreciation rate used
Furniture and fittings
252024-01-01 ~ 2024-12-31
Office equipment
252024-01-01 ~ 2024-12-31
Property, Plant & Equipment - Gross Cost
Furniture and fittings
33,515 GBP2024-12-31
29,778 GBP2023-12-31
Office equipment
228,888 GBP2024-12-31
220,091 GBP2023-12-31
Computers
723,908 GBP2023-12-31
Property, Plant & Equipment - Gross Cost
347,782 GBP2024-12-31
1,059,156 GBP2023-12-31
Property, Plant & Equipment - Other Disposals
-1,681 GBP2024-01-01 ~ 2024-12-31
Property, Plant & Equipment - Increase or decrease due to transfers between classes
-723,908 GBP2024-01-01 ~ 2024-12-31
Property, Plant & Equipment - Accumulated Depreciation (Not Including Impairment)
Furniture and fittings
27,341 GBP2023-12-31
Office equipment
190,100 GBP2023-12-31
Computers
494,204 GBP2023-12-31
Property, Plant & Equipment - Accumulated Depreciation (Not Including Impairment)
797,024 GBP2023-12-31
Property, Plant & Equipment - Increase From Depreciation Charge for Year
Owned/Freehold
16,144 GBP2024-01-01 ~ 2024-12-31
Property, Plant & Equipment - Other Disposals/Decrease in Depreciation & Impairment
-40 GBP2024-01-01 ~ 2024-12-31
Property, Plant & Equipment - Accumulated Depreciation & Impairment
Furniture and fittings
29,866 GBP2024-12-31
Office equipment
203,679 GBP2024-12-31
Property, Plant & Equipment - Accumulated Depreciation & Impairment
318,924 GBP2024-12-31
Property, Plant & Equipment
Furniture and fittings
3,649 GBP2024-12-31
2,437 GBP2023-12-31
Office equipment
25,209 GBP2024-12-31
29,991 GBP2023-12-31
Computers
229,704 GBP2023-12-31
Other Debtors
Non-current
32,004 GBP2024-12-31
11,589,782 GBP2023-12-31
Amounts Owed by Group Undertakings
Current
579,013 GBP2024-12-31
225,131 GBP2023-12-31
Other Debtors
Current
28,404 GBP2024-12-31
200 GBP2023-12-31
Prepayments/Accrued Income
Current
1,164,956 GBP2024-12-31
271,982 GBP2023-12-31
Amount of corporation tax that is recoverable
Current
1,535,333 GBP2024-12-31
153,003 GBP2023-12-31
Debtors - Deferred Tax Asset
Current
60,665 GBP2024-12-31
98,148 GBP2023-12-31
Bank Borrowings
Current
149,580 GBP2023-12-31
Trade Creditors/Trade Payables
Current
189,023 GBP2024-12-31
120,912 GBP2023-12-31
Amounts owed to group undertakings
Current
66,566 GBP2024-12-31
Taxation/Social Security Payable
Current
65,091 GBP2024-12-31
58,027 GBP2023-12-31
Other Creditors
Current
155,562 GBP2024-12-31
18,230 GBP2023-12-31
Accrued Liabilities/Deferred Income
Current
6,112,031 GBP2024-12-31
187,649 GBP2023-12-31
Creditors
Current
8,483,885 GBP2024-12-31
810,838 GBP2023-12-31
Other Remaining Borrowings
Non-current
5,464,335 GBP2023-12-31
Creditors
Non-current
987,004 GBP2024-12-31
113,302,904 GBP2023-12-31
Total Borrowings
5,613,915 GBP2023-12-31
Net Deferred Tax Liability/Asset
60,665 GBP2024-12-31
98,148 GBP2023-12-31
-34,613 GBP2023-01-01
Profit/Loss - Increase/Decrease in Net Deferred Tax Liability from Amount Recognised
-37,483 GBP2024-01-01 ~ 2024-12-31
132,761 GBP2023-01-01 ~ 2023-12-31
Number of Shares Issued (Fully Paid)
Class 1 ordinary share
4,294,000 shares2024-12-31
9,693,831 shares2023-12-31
Par Value of Share
Class 1 ordinary share
0.012024-01-01 ~ 2024-12-31
Number of Shares Issued (Fully Paid)
Class 2 ordinary share
5,399,831 shares2024-12-31
Par Value of Share
Class 2 ordinary share
0.012024-01-01 ~ 2024-12-31
Future Minimum Lease Payments Under Non-cancellable Operating Leases
Amounts falling due within one year
254,638 GBP2024-12-31
194,923 GBP2023-12-31
Between one and five year
860,795 GBP2024-12-31
367,726 GBP2023-12-31
Future Minimum Lease Payments Under Non-cancellable Operating Leases
1,115,433 GBP2024-12-31
562,649 GBP2023-12-31
Related profiles found in government register
  • STEP ONE FINANCE LIMITED
    Info
    Registered number 07448379
    icon of addressPremier House, 15-19 Church Street West, Woking GU21 6DJ
    PRIVATE LIMITED COMPANY incorporated on 2010-11-23 (15 years 1 month). The company status is Active.
    The last date of confirmation statement was made at 2024-11-23
    CIF 0
  • STEP ONE FINANCE LIMITED
    S
    Registered number 07448379
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom, GU21 6DJ
    Limited By Shares in Companies House, United Kingdom
    CIF 1 CIF 2 CIF 3
(more)
child relation
Offspring entities and appointments
Active 5
  • 1
    icon of address10 Queen Street Place, London, United Kingdom
    Dissolved Corporate (3 parents)
    Person with significant control
    icon of calendar 2016-04-06 ~ dissolved
    CIF 6 - Right to appoint or remove directors → OE
    CIF 6 - Ownership of voting rights - 75% or more → OE
    CIF 6 - Ownership of shares – 75% or more → OE
  • 2
    icon of addressPremier House, 15-19 Church Street West, Woking, Surrey, United Kingdom
    Active Corporate (3 parents)
    Equity (Company account)
    -95,446 GBP2024-12-31
    Person with significant control
    icon of calendar 2017-11-17 ~ now
    CIF 5 - Right to appoint or remove directors → OE
    CIF 5 - Ownership of shares – 75% or more → OE
    CIF 5 - Ownership of voting rights - 75% or more → OE
  • 3
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom
    Active Corporate (3 parents)
    Equity (Company account)
    -163,837 GBP2024-12-31
    Person with significant control
    icon of calendar 2017-12-01 ~ now
    CIF 4 - Ownership of voting rights - 75% or more → OE
    CIF 4 - Right to appoint or remove directors → OE
    CIF 4 - Ownership of shares – 75% or more → OE
  • 4
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom
    Active Corporate (3 parents)
    Equity (Company account)
    -53,431 GBP2024-12-31
    Person with significant control
    icon of calendar 2019-10-03 ~ now
    CIF 3 - Ownership of shares – 75% or more → OE
    CIF 3 - Ownership of voting rights - 75% or more → OE
    CIF 3 - Right to appoint or remove directors → OE
  • 5
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom
    Active Corporate (3 parents)
    Equity (Company account)
    0.02 GBP2024-12-31
    Person with significant control
    icon of calendar 2023-11-13 ~ now
    CIF 7 - Right to appoint or remove directors → OE
    CIF 7 - Ownership of voting rights - 75% or more → OE
    CIF 7 - Ownership of shares – 75% or more → OE
Ceased 2
  • 1
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom
    Active Corporate (2 parents)
    Person with significant control
    icon of calendar 2025-05-07 ~ 2025-10-14
    CIF 1 - Ownership of shares – 75% or more → OE
    CIF 1 - Right to appoint or remove directors → OE
    CIF 1 - Ownership of voting rights - 75% or more → OE
  • 2
    icon of addressPremier House, 15-19 Church Street West, Woking, United Kingdom
    Active Corporate (2 parents)
    Person with significant control
    icon of calendar 2025-05-07 ~ 2025-10-14
    CIF 2 - Right to appoint or remove directors → OE
    CIF 2 - Ownership of voting rights - 75% or more → OE
    CIF 2 - Ownership of shares – 75% or more → OE

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Contains public sector information retrieved at 12 November 2025 and licensed under the Open Government Licence v3.0.